Increases Retention
Cardholders don't switch to other cards
Cardholders control and choose their own interest charge savings benefit
Creates a powerful reactive retention tool
Offer potential attriters Paymentflex® with the ability to control and choose their interest charge
saving benefit each month
Can tailor reactive offer directly to the segment or customer level
Issuer manages payment and interest charge savings tiers: flexible, targeted and purposive
Enables simpler pricing strategies to protect and optimize net interest income in a changing interest rate environment