Increases Activation, Usage And Revolve

Higher activation rates
Product specifically designed for revolvers

Higher revolve rate, balances and spend velocity
Customers who sign up plan to revolve
Attracts occasional/accidental revolvers also, giving them the ability to control and choose their interest
            charge savings benefit
Higher payments open credit lines and increase spend velocity
Easily understood and accepted by customers
Aligned with current minimum payment regulatory environment

Lower lapse rates
Balances stick - Paymentflex® becomes the #1 card in their wallet

Live selling boosts activation, reactivation, retention, etc.
Creates cross-sell and product upgrade opportunities
Product designed for revolving customers.
Leads to higher activation, greater usage and revolve.
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