ABC BANK | © 2011 Paymentflex Technologies, LLC. When we receive qualifying payments of at least 5% of your Statement balance on or before the payment due date, you will receive a Paymentflex Savings Credit. The Paymentflex Savings Credit is calculated as follows: when you pay 5% to 9.99% of your Statement balance, you will receive a credit of 25% of the interest charged on your next Statement; and when you pay 10% or more of your Statement balance, you will receive a credit of 50% of the interest charged on your next Statement. The Paymentflex Savings Credit will be applied to your Statement balance, and post to your Account on the Statement cycle date of your next Statement. Your Account must be open to receive the Paymentflex Savings Credit. Qualifying payments do not include Paymentflex Savings Credits, other credits, adjustments, refunds or similar Account transactions. The ABC Bank Paymentflex^® Credit Card is Powered by Paymentflex Technologies, LLC. ABC Bank is an authorized user of Paymentflex^® US Patents #5,933,817 and #6,836,764, and of the Paymentflex registered trademark pursuant to license from Paymentflex Technologies, LLC. ABC Bank is the card issuer/creditor of the credit card program described in this offer.

How does the ABC Bank Paymentflex^® card work?

Paymentflex Savings Credit. When we receive qualifying payments of at least 5% of your Statement balance on or before the payment due date, you will receive a Paymentflex Savings Credit. The Paymentflex Savings Credit is calculated as follows: when you pay 5 to 9.99% of your Statement balance, you will receive a credit of 25% of the interest charged on your next Statement; and when you pay 10% or more of your Statement balance, you will receive a credit of 50% of the interest charged on your next Statement. The Paymentflex Savings Credit will be applied to your Statement balance, and post to your Account on the Statement cycle date of your next Statement. Your Account must be open to receive the Paymentflex Savings credit. Qualifying payments do not include Paymentflex Savings Credits, other credits, adjustments, refunds or similar Account transactions.