Versatile portfolio

management strategies

& account programs

Target Program/Card Segments PORTFOLIO MANAGEMENT:

"Save-Our Customer" Retention:   
  • 0%/Low Interest Rate - Balance Transfer Defense
  • Interest Charge Cost "Too High" Defense

  • Targeted Anti-Attrition:   
  • 0%/Low Interest Rate - Balance Transfer Defense
  • Interest Charge Cost "Too High" Defense
  • Pro-Active Based on Purchase and/or Balance Trigger

  • Targeted Reactivation
    (Renew Relationship):   

  • Purchase Active but Revolve Inactive
  • Purchase and Revolve Inactive

  • Answer the Question -
    "What Happens After My 0% Program Expires?"
    Keeps Balances on the card:   

  • Append to Existing Reward and 0% Programs
  • Promotional Line of Credit:   
  • Prime/Moderate Risk Customer Segment Specific
         Alternative to Home Equity Lines
  • Convenience Check or Future Purchase Monetary Trigger
  • Stimulate Retail Partner Store Sales

  • Repricing Strategies:   
  • Motivate desirable behaviors
         (from problem and/or valuable customers)
  • Keep "Valuable Customers"

  • Reissue Strategies:   
  • Motivate desirable behaviors
         (from problem and/or valuable customers)
  • Keep "Valuable Customers"

  • Collection Strategies:   
  • Encourage Higher Payment Priority to Issuer
  • Use Payment Information For Predictive Risk
         Analytic Models

  • Introducing Paymentflex® How Paymentflex® Works What The Customer Sees Why Offer Paymentflex® To Your Customers Testimonials Situational Analysis Ease Of Deployment Economic Advantages In-Market Results Versatility Across All Strategies Target Products Acquisition Strategies Portfolio Management Strategies Motivational Marketing Messages Consulting Support & Resources